Insurance: Actual Cost vs Replacement Cost
By Charlestien Harris Insurance plays a huge part in your financial wellbeing. Accidents will happen and storms will come, but one way you can avoid financial ruin is...
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Updates, announcements, and stories about the work helping people and communities move forward.
Important COVID-19 Extensions for Homeowners, Renters & Student Loan Borrowers
By Charlestien Harris The average consumer has been hit hard by the effects of the Covid19 virus. There were several relief options offered by the enactment of the...
How to Manage Student Loan Debt During the Pandemic
By Charlestien Harris This pandemic has caused a lot of uncertainty when it comes to finances. One question that has been coming to the forefront is what is going...
BadCredit.org Highlights Southern Bancorp’s Credit and Counseling Services
Southern Bancorp organizations were recently recognized by BadCredit.org for their products and services that help underserved communities build wealth. Southern Bancorp, Inc. , a bank holding company, works...
Southern Bancorp Organizations Promote America Saves Week
LITTLE ROCK – Southern Bancorp Bank, a wholly owned subsidiary of Southern Bancorp, Inc. and one of the nation’s largest community development banks, is partnering with Southern Bancorp...
The Effect of a Loan Modification on Your Credit
By Charlestien Harris This has been a very difficult year for many people when it comes to finances, especially for homeowners. Foreclosures and bankruptcies are two financial events...
What Are My Next Steps After My Forbearance Period Ends?
By Charlestien Harris Many homeowners were able to take advantage of the forbearance option available through the CARES ACT provisions enacted by congress. Forbearance is a type of...
Covid-19 Single Family Foreclosure and Eviction Moratorium Extended
By Charlestien Harris As a HUD certified housing counselor, I try to stay informed on current issues that could directly affect numerous consumers facing mounting debt and other...
Make a Pledge to Save
By Janie Ginocchio We’ve recently talked about taking advantage of a new savings opportunity in Arkansas by using split direct deposit for state tax refunds, and in previous...
New Pandemic Relief Bill to Help CDFIs Serve the Underserved
By Janie Ginocchio On Dec. 21, Congress passed a pandemic relief and economic stimulus bill that includes $12 billion for Community Development Financial Institutions (CDFIs) and Minority Deposit...