Jul 8, 2020 | Public Policy Blog
Mississippi Governor Tate Reeves signs a proclamation designating Mississippi Saves Week. Last week, Governor Reeves signed HB 597 into law, adding a second line for savings for the 2021 tax year. By James Owen Mississippians have a powerful new tool to save money,...
Jul 8, 2020 | Public Policy Blog
On July 7, the Consumer Financial Protection Bureau (CFPB) announced that it had revoked the mandatory underwriting provisions of the 2017 Payday Lending Rule. This removed the requirement that payday lenders first determine a potential borrower’s ability to repay...
May 29, 2020 | Financial Fitness Blog
By Charlestien Harris Having access to credit can make dreams come true. In today’s world, you can hardly conduct business without using credit, rather it be renting a vehicle or hotel room or making a large purchase. Most people don’t worry about...
May 13, 2020 | Financial Fitness Blog
Filing Bankruptcy: The Facts By Charlestien Harris This is a particularly tough time for millions of Americans, and a lot of people are wondering what the next step should be when this pandemic is over. As a credit/housing counselor, I see many cases where...
May 6, 2020 | Public Policy Blog
By Janie Ginocchio You might be thinking, “I only know one person named ALICE and she’s my 86-year-old great aunt.” That’s surely true, but what’s true, too, is that ALICE is your waitress at your favorite diner, the lovely people who help you get your groceries to...
May 5, 2020 | Financial Fitness Blog
By Charlestien Harris As difficult as it can be to make ends meet, it’s getting even tougher during this pandemic. Now is the time to develop strategies that will guide your finances well beyond this health crisis. Understanding your cash flow will help...
May 1, 2020 | Public Policy Blog
By James Owen Cutting checks to 171 million Americans is no easy logistical undertaking. It gets harder when you don’t have direct deposit information for as many as 110 million.[1] That challenge is why you’ve probably tried to check the status of your refund on the...
Apr 29, 2020 | Financial Fitness Blog, News
By Charlestien Harris Hello again my financial fitness trainees! As you know, we’ve been discussing the importance of lowering expenses and prioritizing bills. Being able to stay current on bills can become increasingly challenging as the COVID-19 crisis...
Apr 29, 2020 | Financial Fitness Blog, News
Hello everyone! I am Charlestien Harris, certified housing and credit counselor, and I’m back again to talk about finances. The coronavirus has destroyed many budgets and affected the normal flow of income for a number of households. Previously, I talked about bill...
Apr 29, 2020 | Financial Fitness Blog, News
A financial coach’s blog of tips for staying financially fit By Charlestien Harris As we navigate this very turbulent time in our lives, there are very credible sources of good sound financial advice readily available to the public. I am a HUD Certified...
