Mar 12, 2021 | Financial Fitness Blog, Housing Counseling
By Charlestien Harris Insurance plays a huge part in your financial wellbeing. Accidents will happen and storms will come, but one way you can avoid financial ruin is to have insurance. Insurance is a contract, represented by a policy, in which an individual or entity...
Mar 2, 2021 | Financial Fitness Blog, Housing Counseling
By Charlestien Harris The average consumer has been hit hard by the effects of the Covid19 virus. There were several relief options offered by the enactment of the Cares Act. With the pandemic still looming and heavily affecting so many across this country,...
Feb 4, 2021 | Financial Fitness Blog, Housing Counseling
By Charlestien Harris Many homeowners were able to take advantage of the forbearance option available through the CARES ACT provisions enacted by congress. Forbearance is a type of temporary mortgage relief that was very instrumental in helping borrowers keep...
Aug 2, 2020 | Financial Fitness Blog, Housing Counseling
Thanks to low mortgage interest rates, for some buyers this is the perfect time to think about purchasing a home. The best time to take a homebuyer education class is when you are starting to consider buying a home, not after you’ve already signed on the dotted line....
Jul 22, 2020 | Financial Fitness Blog, Housing Counseling
By Charlestien Harris The stress of not being able to make mortgage payments and other financial obligations because of the pandemic or any hardship can be overwhelming, but sometimes just knowing where to turn for help can give us a sense of relief. The CARES...
Jun 12, 2020 | Financial Fitness Blog, Housing Counseling
I have been scanning the news lately and have read several articles about the housing market during this pandemic. To most analysts’ surprise, the housing market has been booming. According to the latest data the fixed interest rates for a 30-year mortgage is...
May 13, 2020 | Financial Fitness Blog, Housing Counseling
Filing Bankruptcy: The Facts By Charlestien Harris This is a particularly tough time for millions of Americans, and a lot of people are wondering what the next step should be when this pandemic is over. As a credit/housing counselor, I see many cases where...
