Lifting Communities. Changing Lives.

Category: Housing Counseling

  • The Facts about the Emergency Rental Assistance Program

    By Charlestien Harris The pandemic has caused major issues to happen especially with people’s financial well-being.  Housing is a significant part of most family budgets.  Right now, many…

  • Breaking Down Your Mortgage Payment

    By Charlestien Harris There are so many industry terms used in the home buying process that can be unfamiliar to the average consumer. One example commonly used by…

  • Understanding the Benefits of the Homestead Exemption

    By Charlestien Harris As a new homeowner or a first-time home buyer, one piece of important information that can be overlooked is the filing of the homestead exemption. …

  • 10 Steps to Buying A Home

    By Charlestien Harris Purchasing a home is one of the most important decisions most people will ever make.  The length of time it takes to buy a home…

  • Understanding a Reverse Mortgage

    By Charlestien Harris A lot of conversations have been happening around understanding how mortgages can be used as a financial tool to improve your financial health and possibly…

  • Why Home Inspections Are Important for Buyers and Sellers

    By Charlestien Harris In the excitement of buying or selling a home, people sometimes overlook an essential step in the process. However, it is very important that you…

  • Insurance: Actual Cost vs Replacement Cost

    By Charlestien Harris Insurance plays a huge part in your financial wellbeing. Accidents will happen and storms will come, but one way you can avoid financial ruin is…

  • Important COVID-19 Extensions for Homeowners, Renters & Student Loan Borrowers

    By Charlestien Harris The average consumer has been hit hard by the effects of the Covid19 virus. There were several relief options offered by the enactment of the…

  • Homebuyer Education During the Pandemic

    Thanks to low mortgage interest rates, for some buyers this is the perfect time to think about purchasing a home. The best time to take a homebuyer education…

  • How to Handle an Overdue Mortgage

    [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] By Charlestien Harris The stress of…