Publications

Policy Points 45: Southern Bancorp Community Partners IDA Program

Jan 12, 2018 | Public Policy Blog, Publications

A Solid Tool For Investment The Southern family of companies is committed to moving people out of poverty and onto the path toward wealth creation and financial stability. We believe that asset development is a key component to wealth building, as it is one of the...

Policy Points 44: Good Guys Answer the Call

Dec 7, 2017 | Payday Lending, Public Policy Blog, Publications

Providing Safe, Affordable, and Profitable Small Loans as the Regulatory Landscape Evolves Read the full Policy Points here.

Thoughts on Emergency Savings …from the Shoulder of I-40

Sep 11, 2017 | Public Policy Blog, Publications

By James Owen, 2016-2017 Southern Bancorp Fellow For the past fifteen months, I have worked as a policy fellow at Southern Bancorp, learning about smart savings habits and benefits, statistics about individual and family savings, and Southern’s many savings services...

Into the Light: A Survey of Arkansas Borrowers Seven Years after State Supreme Court Bans Usurious Payday Lending Rates

Dec 13, 2016 | Payday Lending, Publications

In 2009, the last Arkansas payday loan store closed for business. At the industry’s peak, three years earlier, payday lenders operated 275 stores across the Natural State. Arkansans Against Abusive Payday Lending (AAAPL – www.stoppaydaypredators.org), a...