Category: Financial Fitness Blog
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How Credit Utilization Affects You and Your Credit Score
If you’ve been reading my column for any time now, you know how important your credit score can be. You also might know that there are several factors…
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Top Ten
In all areas of life, there are warning signs that tell us when something is wrong, and the same can be said for our financial life. According to…
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The Facts about the Emergency Rental Assistance Program
By Charlestien Harris The pandemic has caused major issues to happen especially with people’s financial well-being. Housing is a significant part of most family budgets. Right now, many…
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Breaking Down Your Mortgage Payment
By Charlestien Harris There are so many industry terms used in the home buying process that can be unfamiliar to the average consumer. One example commonly used by…
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Understanding the Benefits of the Homestead Exemption
By Charlestien Harris As a new homeowner or a first-time home buyer, one piece of important information that can be overlooked is the filing of the homestead exemption. …
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10 Steps to Buying A Home
By Charlestien Harris Purchasing a home is one of the most important decisions most people will ever make. The length of time it takes to buy a home…
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Understanding a Reverse Mortgage
By Charlestien Harris A lot of conversations have been happening around understanding how mortgages can be used as a financial tool to improve your financial health and possibly…
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Why Home Inspections Are Important for Buyers and Sellers
By Charlestien Harris In the excitement of buying or selling a home, people sometimes overlook an essential step in the process. However, it is very important that you…
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Insurance: Actual Cost vs Replacement Cost
By Charlestien Harris Insurance plays a huge part in your financial wellbeing. Accidents will happen and storms will come, but one way you can avoid financial ruin is…
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Important COVID-19 Extensions for Homeowners, Renters & Student Loan Borrowers
By Charlestien Harris The average consumer has been hit hard by the effects of the Covid19 virus. There were several relief options offered by the enactment of the…
