Southern Bancorp organizations were recently recognized by BadCredit.org for their products and services that help underserved communities build wealth. Southern Bancorp, Inc. , a bank holding company, works in tandem with Southern Bancorp Bank and Southern Bancorp Community Partners, a nonprofit loan fund, to foster economic opportunity and upward mobility in communities in rural Arkansas and Mississippi. All three organizations, collectively known as “Southern” are community development financial institutions (CDFIs).

Southern provides loans to customers underserved by other banks and offers grants to assist small businesses in times of financial need. It also emphasizes financial education through targeted instruction and online resources. What separates Southern Bancorp from many other financial institutions is that it provides free counseling services that focus on credit, homebuying, and business needs.

To learn more about Southern’s credit and counseling services, read the full article at badcredit.org.

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