Selfies for Retirement?

Selfies for Retirement?

Innovative thinking on saving today…for tomorrow. When it comes to retirement, the first question that usually pops up is, “How much should I save?” Many financial advisors suggest a retirement savings equal to 70% of present income spread over a period of 20 years....
Rural Economic Mobility and Wealth Building

Rural Economic Mobility and Wealth Building

Despite the general economic recovery in the United States, income inequality and wealth inequality are expanding.  Perhaps more critically, it is becoming more and more difficult for families with lower wealth or income to achieve upward economic mobility.  These two...
Banking in Rural America: Insight from a CDFI

Banking in Rural America: Insight from a CDFI

As a rural community bank and U.S. Treasury certified Community Development Financial Institution (CDFI),   Southern is fully aware of the importance of CDFIs in rural markets throughout the country. In our recent paper, Banking in Rural America: Insight from a CDFI,...