A little “nudge” can do us good

We’ve all been nudged before. But did you know there are different types of nudges? Behavioral economists (those folks who look at why we make the choices we make with our money) have their own definition: “a subtle policy shift that encourages people to make...

How a little line can add up to big savings

Most (if not all) of us should be saving more. We know we need a financial cushion for life’s inevitable emergencies[1]. If we have children, we know we should be saving for their college. And if we plan on retiring someday, we should probably save for that, too. But...

Keep Your Eye on the Prize… (Linked Savings)

By Kathryn Hazelett Practically everyone knows that we should be saving, and yet we still don’t do it. Or at least we don’t save enough. Add our general lack of savings to the fact that most families will experience a financial shock[i]within a year, and it’s easy to...
Happy Earned Income Tax Credit Awareness Day!

Happy Earned Income Tax Credit Awareness Day!

President Ronald Reagan called the federal Earned Income Tax Credit ’the best anti-poverty, the best pro-family, the best job creation measure to come out of Congress.”  This Friday, January 26, 2018, is Earned Income Tax Credit Awareness Day.  Nationally, an...
Selfies for Retirement?

Selfies for Retirement?

Innovative thinking on saving today…for tomorrow. When it comes to retirement, the first question that usually pops up is, “How much should I save?” Many financial advisors suggest a retirement savings equal to 70% of present income spread over a period of 20 years....