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Financial Wellness Tips
Financial Wellness Tips
Why Home Inspections Are Important for Buyers and Sellers
By Charlestien Harris In the excitement of buying or selling a home, people sometimes overlook an essential step in the process. However, it is very important that you schedule a home inspection whether you are the buyer or seller of a house. The inspection is an...
Insurance: Actual Cost vs Replacement Cost
By Charlestien Harris Insurance plays a huge part in your financial wellbeing. Accidents will happen and storms will come, but one way you can avoid financial ruin is to have insurance. Insurance is a contract, represented by a policy, in which an individual or entity...
Important COVID-19 Extensions for Homeowners, Renters & Student Loan Borrowers
By Charlestien Harris The average consumer has been hit hard by the effects of the Covid19 virus. There were several relief options offered by the enactment of the Cares Act. With the pandemic still looming and heavily affecting so many across this country,...
How to Manage Student Loan Debt During the Pandemic
By Charlestien Harris This pandemic has caused a lot of uncertainty when it comes to finances. One question that has been coming to the forefront is what is going to happen with student loans? If you are a current or past student, you will want to know how to...
BadCredit.org Highlights Southern Bancorp’s Credit and Counseling Services
Southern Bancorp organizations were recently recognized by BadCredit.org for their products and services that help underserved communities build wealth. Southern Bancorp, Inc. , a bank holding company, works in tandem with Southern Bancorp Bank and Southern Bancorp...
Southern Bancorp Organizations Promote America Saves Week
LITTLE ROCK – Southern Bancorp Bank, a wholly owned subsidiary of Southern Bancorp, Inc. and one of the nation’s largest community development banks, is partnering with Southern Bancorp Community Partners (SBCP), a 501(c)(3) development finance organization and loan...
The Effect of a Loan Modification on Your Credit
By Charlestien Harris This has been a very difficult year for many people when it comes to finances, especially for homeowners. Foreclosures and bankruptcies are two financial events that can have a really adverse effect on your credit. Trying to avoid both of those...
What Are My Next Steps After My Forbearance Period Ends?
By Charlestien Harris Many homeowners were able to take advantage of the forbearance option available through the CARES ACT provisions enacted by congress. Forbearance is a type of temporary mortgage relief that was very instrumental in helping borrowers keep...
Covid-19 Single Family Foreclosure and Eviction Moratorium Extended
By Charlestien Harris As a HUD certified housing counselor, I try to stay informed on current issues that could directly affect numerous consumers facing mounting debt and other issues related to housing and finances. Last month, the Federal Housing Finance...
