Public Policy Blog
The latest from Southern Bancorp Community Partners’ Policy Team on issues affecting economic security in our markets and beyond.
Keep Your Eye on the Prize… (Linked Savings)
By Kathryn Hazelett Practically everyone knows that we should be saving, and yet we still don’t do it. Or at least we don’t save enough. Add our general lack of savings to the fact that most families will experience a financial shock[i]within a year, and it’s easy to...
Policy Points 45: Southern Bancorp Community Partners IDA Program
A Solid Tool For Investment The Southern family of companies is committed to moving people out of poverty and onto the path toward wealth creation and financial stability. We believe that asset development is a key component to wealth building, as it is one of the...
Selfies for Retirement?
Innovative thinking on saving today…for tomorrow. When it comes to retirement, the first question that usually pops up is, “How much should I save?” Many financial advisors suggest a retirement savings equal to 70% of present income spread over a period of 20 years....
Policy Points 44: Good Guys Answer the Call
Providing Safe, Affordable, and Profitable Small Loans as the Regulatory Landscape Evolves Read the full Policy Points...
As Public Funding Ends, Opportunities Remain to Help People Save
Southern Bancorp is committed to encouraging healthy savings habits, encouraging policy changes that incentivize individual and family savings programs, and removing policy barriers to accessing savings. That’s because we believe the best way to build communities and...
Thoughts on Emergency Savings …from the Shoulder of I-40
By James Owen, 2016-2017 Southern Bancorp Fellow For the past fifteen months, I have worked as a policy fellow at Southern Bancorp, learning about smart savings habits and benefits, statistics about individual and family savings, and Southern’s many savings services...