Name: Angela Chestnut
Location: Helena-West Helena, Arkansas
Goal Areas: Savings
Understanding and developing habits that positively impact your credit, as well as avoiding financial pitfalls that can create barriers to achieving your financial goals, work together to build economic security and independence. Southern’s goal-oriented approach to financial well-being stresses the importance of getting one’s financial house in order through a variety of products and services that when used together, can lead to life changing results.
As a young mother, Angela Chestnut didn’t spend much time thinking about her financial health. Working two jobs and raising her children provided little time for sleep, much less worrying about her credit score. However, as she grew older, she began to think about her family and what she needed to do to provide a safer present and future for them.
While living in public housing, Angela made a decision to get her finances in order to provide a permanent home for her family. She visited with Southern Bancorp’s credit counselors to build her credit, opened a matched savings account to help her both understand and build her savings toward homeownership, took advantage of Southern’s Volunteer Income Tax Assistance program to have her taxes filed for free, and finally, took homebuyer education courses to prepare for her next step. Today, Angela is a proud homeowner who credits Southern with helping get her financial life on track.