Asset Builders Participant

In the fall of 2006, Melinda Sheard enrolled in Southern’s Asset Builders program and opened an Individual Development Account (IDA) to save for her education. She was pursuing a degree in Human Resource Development through the University of Arkansas at Fayetteville. Participating in the IDA program allowed her to complete her degree, with the ultimate goal of attaining better employment. Providing financially for her two children is very important to her. When asked if participation in the IDA program has influenced her outlook on the future, Melinda responded: “Yes, my future is looking brighter by the day. I feel like I am finally moving forward in life.” She is currently working as an adjunct instructor at Phillips Community College and as a part-time substitute for the Helena-West Helena School District. Melinda has completed her B.S. in Human Resources and is now enrolled in the Master’s program. According to Melinda, Asset Builders is “a wonderful program that benefits you and your family. It gives individuals a chance to accomplish goals that they want to achieve but just need a little help.”

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