Housing Counseling

Whether you’re looking for advice on credit, renting, or buying your first home, or you’re facing challenges such as default, foreclosure, or eviction, we have the experts and resources to help. Browse our regularly updated free advice columns and resources below at your own pace, or reach out to a HUD certified counselor today by clicking the list of HUD certified counselors in Arkansas and Mississippi or completing the form to have one of our counselors reach out to you.

Full list of Arkansas HUD Certified Counselors

Full list of Mississippi HUD Certified Counselors

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Housing Resources

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What Are My Next Steps After My Forbearance Period Ends?

What Are My Next Steps After My Forbearance Period Ends?

By Charlestien Harris Many homeowners were able to take advantage of the forbearance option available through the CARES ACT provisions enacted by congress.  Forbearance is a type of temporary mortgage relief that was very instrumental in helping borrowers keep...

Homebuyer Education During the Pandemic

Homebuyer Education During the Pandemic

Thanks to low mortgage interest rates, for some buyers this is the perfect time to think about purchasing a home. The best time to take a homebuyer education class is when you are starting to consider buying a home, not after you’ve already signed on the dotted line....

How to Handle an Overdue Mortgage

How to Handle an Overdue Mortgage

By Charlestien Harris The stress of not being able to make mortgage payments and other financial obligations because of the pandemic or any hardship can be overwhelming, but sometimes just knowing where to turn for help can give us a sense of relief.  The CARES...

Homeownership: Knowing Your Numbers Can Make the Difference

Homeownership: Knowing Your Numbers Can Make the Difference

I have been scanning the news lately and have read several articles about the housing market during this pandemic. To most analysts’ surprise, the housing market has been booming.   According to the latest data the fixed interest rates for a 30-year mortgage is...

Consider All Your Options before Making Long Term Financial Decisions

Consider All Your Options before Making Long Term Financial Decisions

Filing Bankruptcy: The Facts By Charlestien Harris This is a particularly tough time for millions of Americans, and a lot of people are wondering what the next step should be when this pandemic is over.  As a credit/housing counselor, I see many cases where...

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Arkansas Foreclosure Fact Sheet (English | Spanish)

Arkansas Landlord and Tenant Law Fact Sheet (English | Spanish)

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