Category: Financial Fitness Blog
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How to Manage Student Loan Debt During the Pandemic
By Charlestien Harris This pandemic has caused a lot of uncertainty when it comes to finances. One question that has been coming to the forefront is what is going…
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The Effect of a Loan Modification on Your Credit
By Charlestien Harris This has been a very difficult year for many people when it comes to finances, especially for homeowners. Foreclosures and bankruptcies are two financial events…
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What Are My Next Steps After My Forbearance Period Ends?
By Charlestien Harris Many homeowners were able to take advantage of the forbearance option available through the CARES ACT provisions enacted by congress. Forbearance is a type of…
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Covid-19 Single Family Foreclosure and Eviction Moratorium Extended
By Charlestien Harris As a HUD certified housing counselor, I try to stay informed on current issues that could directly affect numerous consumers facing mounting debt and other…
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10 Questions First-time Homebuyers Need to Ask Before Signing
By Charlestien Harris Right now the housing market is booming and a lot of people are shopping for a mortgage. Low interest rates and more options for refinancing…
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Homebuyer Education During the Pandemic
Thanks to low mortgage interest rates, for some buyers this is the perfect time to think about purchasing a home. The best time to take a homebuyer education…
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How to Handle an Overdue Mortgage
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Homeownership: Knowing Your Numbers Can Make the Difference
I have been scanning the news lately and have read several articles about the housing market during this pandemic. To most analysts’ surprise, the housing market has been…
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Credit Reports and Scores Explained in Simple Terms
By Charlestien Harris Having access to credit can make dreams come true. In today’s world, you can hardly conduct business without using credit, rather it be renting a…
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Consider All Your Options before Making Long Term Financial Decisions
Filing Bankruptcy: The Facts By Charlestien Harris This is a particularly tough time for millions of Americans, and a lot of people are wondering what the next step…